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Uninsured drivers 'ignore government'
30 April 2008
Car insurance premiums are at risk because the government doesn't do enough to deter motorists from driving uninsured, says an insurance organisation.
A lack of a national campaign against the dangers of driving uninsured is a factor for the large number of motorists without cover, says the British Insurance Brokers' Association (BIBA).
Graeme Trudgill, technical and corporate affairs executive for BIBA, said: "There are a number of reasons why uninsured driving is still a big problem. The government has never come out with a campaign saying that uninsured driving is bad. It's not really on everybody's radar."
In the last year, 35,000 drivers admitted to driving uninsured contributing to rises in insurance premiums for insured drivers.
"People just don't see it as a serious crime, they think they can pay £500 in insurance, or drive without it and if they get caught, they pay a £100 fine and that's not too scary."
The cost of motoring is one reason why motorists risk a penalty, with 11 per cent of uninsured drivers claiming they cannot afford the premiums. 
