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UK offers better holiday home insurance
19 August 2008
UK offers better holiday home insurance
Holiday home owners may want to take out extended contents insurance in the UK, the AA has suggested.
While it may be cheaper to arrange holiday home insurance abroad, if you compare insurance deals, going through a UK insurance company will provide better value as it will include emergency travel cover and public liability, claims the AA.
Ian Crowder, public relations manager for the AA, said: "It obviously will be cheaper if you insure abroad, but you're not comparing like for like because overseas insurers don't provide the same levels of cover."
According to Mr Crowder, getting home insurance cover in the UK will give you more extended protection, such as cover against flood damage, than if you bought the policy abroad.
"For example, they may not include similar levels of public liability or property owners' liability, and there may be other restrictions that you might not be aware of," he added.
Zurich Private Clients recently found that one in ten people do not have holiday home insurance.
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